/* ══════════════════════════════════════════════════
   minicreditos.pro — Global Styles
   Mobile-first · Breakpoint: 768px
   ══════════════════════════════════════════════════ */

/* ── CSS Variables ────────────────────────────────── */
:root {
  /* Paleta Tech/Dashboard — azul electric sobre oscuro */
  --color-primary:        #3B82F6;
  --color-primary-light:  #0C1A33;
  --color-primary-mid:    #60A5FA;
  --color-primary-dark:   #2563EB;

  /* Acento — verde terminal */
  --color-accent:         #10B981;
  --color-accent-light:   #0D2A1A;

  /* Tipos de entidad */
  --color-directo:        #60A5FA;
  --color-directo-bg:     #0C1A33;
  --color-broker:         #A78BFA;
  --color-broker-bg:      #150E30;

  /* Badges especiales */
  --color-free:           #FBBF24;
  --color-free-bg:        #2A2210;
  --color-asnef:          #34D399;
  --color-asnef-bg:       #0D2A1A;
  --color-nomina:         #818CF8;
  --color-nomina-bg:      #121430;
  --color-speed:          #22D3EE;
  --color-speed-bg:       #0A1A2A;

  /* Textos */
  --color-text:           #E2E8F0;
  --color-text-muted:     #94A3B8;
  --color-text-light:     #64748B;

  /* Fondos */
  --color-bg:             #0A0E17;
  --color-surface:        #111827;
  --color-surface-alt:    #1E293B;

  /* Bordes */
  --color-border:         #1E293B;
  --color-border-strong:  #334155;

  /* Sombras */
  --shadow-sm:   0 1px 3px rgba(0,0,0,.5);
  --shadow-md:   0 4px 12px rgba(0,0,0,.6);
  --shadow-lg:   0 10px 30px rgba(0,0,0,.7);
  --shadow-card: 0 2px 8px rgba(59,130,246,.05), 0 1px 3px rgba(0,0,0,.4);
  --shadow-card-hover: 0 8px 24px rgba(59,130,246,.12), 0 2px 6px rgba(0,0,0,.5);

  /* Radios */
  --radius-sm:   4px;
  --radius-md:   8px;
  --radius-lg:   12px;
  --radius-xl:   16px;
  --radius-full: 9999px;

  /* Tipografía */
  --font-sans: 'IBM Plex Sans', system-ui, -apple-system, sans-serif;
  --font-display: 'IBM Plex Sans', system-ui, sans-serif;
  --font-mono: 'IBM Plex Mono', 'Courier New', monospace;

  /* Transiciones */
  --transition: 0.18s ease;

  --nav-h: 58px;
  --max-w: 1060px;
  --gap:   1.5rem;
}

/* ── Reset & Base ─────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: var(--font-sans);
  background: var(--color-bg);
  color: var(--color-text);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  min-height: 100vh;
}

h1, h2, h3, h4 {
  font-family: var(--font-display);
  line-height: 1.2;
  color: var(--color-text);
}

a {
  color: var(--color-primary);
  text-decoration: none;
}
a:hover { text-decoration: underline; }

ul { list-style: none; }

img, svg { display: block; max-width: 100%; }

.visually-hidden {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0,0,0,0);
  white-space: nowrap; border: 0;
}

/* ── Layout ───────────────────────────────────────── */
.container {
  width: 100%;
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 1.25rem;
}

/* ── Buttons ──────────────────────────────────────── */
.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 28px;
  background: var(--color-primary);
  color: #fff;
  border-radius: var(--radius-full);
  font-size: 0.95rem;
  font-weight: 600;
  text-decoration: none;
  border: none;
  cursor: pointer;
  font-family: var(--font-sans);
  transition: all var(--transition);
  box-shadow: 0 2px 8px rgba(37,99,235,0.3);
}
.btn-primary:hover, .btn-primary:focus-visible {
  background: var(--color-primary-dark);
  box-shadow: 0 4px 16px rgba(37,99,235,0.4);
  transform: translateY(-1px);
  text-decoration: none;
}
.btn-primary:active { transform: scale(.98); }
.btn-primary:focus-visible { outline: 3px solid var(--color-primary-mid); outline-offset: 2px; }

/* ══════════════════════════════════════════════════
   HEADER / NAVBAR
   ══════════════════════════════════════════════════ */
#header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-border);
  box-shadow: var(--shadow-sm);
}

.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--nav-h);
  gap: 16px;
}

.logo { text-decoration: none; }
.logo-text {
  font-family: var(--font-display);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--color-primary);
  letter-spacing: -0.02em;
}
.logo-text::after {
  content: '';
  display: inline-block;
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--color-primary-mid);
  margin-left: 2px;
  vertical-align: super;
}

.nav-links {
  display: flex;
  list-style: none;
  gap: 4px;
  margin: 0; padding: 0;
  align-items: center;
}
.nav-links a {
  display: block;
  padding: 6px 14px;
  border-radius: var(--radius-full);
  color: var(--color-text-muted);
  font-size: 0.875rem;
  font-weight: 500;
  text-decoration: none;
  transition: background var(--transition), color var(--transition);
}
.nav-links a:hover {
  background: var(--color-primary-light);
  color: var(--color-primary);
  text-decoration: none;
}

/* Mobile nav toggle */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.nav-toggle span {
  display: block;
  width: 22px; height: 2px;
  background: var(--color-text-muted);
  border-radius: 2px;
  transition: all .2s;
}

@media (max-width: 767px) {
  .nav-toggle { display: flex; }
  .nav-links {
    display: none;
    position: absolute;
    top: var(--nav-h);
    left: 0; right: 0;
    background: rgba(255,255,255,0.98);
    backdrop-filter: blur(12px);
    flex-direction: column;
    gap: 0;
    padding: .75rem 0;
    border-bottom: 1px solid var(--color-border);
    box-shadow: var(--shadow-md);
  }
  .nav-links.open { display: flex; }
  .nav-links a {
    padding: .75rem 1.5rem;
    width: 100%;
    display: block;
    border-radius: 0;
  }
}

/* ══════════════════════════════════════════════════
   HERO
   ══════════════════════════════════════════════════ */
#hero {
  background: linear-gradient(135deg, #EFF6FF 0%, #F0F9FF 50%, #ECFDF5 100%);
  padding: 56px 0 48px;
  border-bottom: 1px solid var(--color-border);
  position: relative;
  overflow: hidden;
}

.hero-inner { position: relative; z-index: 1; max-width: 680px; margin: 0 auto; text-align: center; }

.hero-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--color-primary-light);
  color: var(--color-primary);
  border: 1px solid rgba(37,99,235,0.2);
  border-radius: var(--radius-full);
  padding: 4px 14px;
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 20px;
}

#hero h1 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 4vw, 2.8rem);
  font-weight: 700;
  line-height: 1.2;
  color: var(--color-text);
  margin-bottom: 16px;
  letter-spacing: -0.02em;
  max-width: 640px;
}

#hero h1 em {
  font-style: italic;
  color: var(--color-primary);
}

.hero-sub {
  font-size: 1.05rem;
  color: var(--color-text-muted);
  margin-bottom: 36px;
  max-width: 520px;
  margin-left: auto;
  margin-right: auto;
}

/* ── Search Box ───────────────────────────────────── */
.search-box {
  background: var(--color-surface);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: 24px 28px;
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
  max-width: 800px;
  text-align: left;
}

.filter-group { display: flex; flex-direction: column; gap: .5rem; }

.filter-label {
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-text-muted);
  display: block;
}

/* Country tabs */
.country-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: .5rem;
}
.country-tab {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 8px 18px;
  border-radius: var(--radius-full);
  border: 1.5px solid var(--color-border);
  background: var(--color-surface);
  color: var(--color-text-muted);
  font-family: var(--font-sans);
  font-size: 0.875rem;
  font-weight: 500;
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
}
.country-tab:hover {
  border-color: var(--color-primary);
  color: var(--color-primary);
  background: var(--color-primary-light);
}
.country-tab.active {
  background: var(--color-primary);
  color: #fff;
  border-color: var(--color-primary);
  box-shadow: 0 2px 8px rgba(37,99,235,0.25);
}
.country-flag { font-size: 1.1em; }

/* Amount slider */
.amount-header {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
}
.amount-display {
  font-size: 1.375rem;
  font-weight: 700;
  font-family: var(--font-display);
  color: var(--color-primary);
}

.slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 3px;
  background: var(--color-border-strong);
  outline: none;
  cursor: pointer;
}
.slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--color-primary);
  border: 3px solid #fff;
  box-shadow: 0 0 0 1px var(--color-primary), 0 2px 6px rgba(0,0,0,.18);
  cursor: pointer;
  transition: transform .12s;
}
.slider::-webkit-slider-thumb:hover { transform: scale(1.15); }
.slider::-moz-range-thumb {
  width: 22px; height: 22px;
  border-radius: 50%;
  background: var(--color-primary);
  border: 3px solid #fff;
  box-shadow: 0 0 0 1px var(--color-primary);
  cursor: pointer;
}
.slider-limits {
  display: flex;
  justify-content: space-between;
  font-size: .75rem;
  color: var(--color-text-light);
  margin-top: .25rem;
}

/* Plazo buttons */
.plazo-buttons, .tipo-buttons {
  display: flex;
  flex-wrap: wrap;
  gap: .5rem;
}
.plazo-btn, .tipo-btn {
  padding: 7px 16px;
  border-radius: var(--radius-full);
  border: 1.5px solid var(--color-border);
  background: var(--color-surface);
  color: var(--color-text-muted);
  font-family: var(--font-sans);
  font-size: 0.82rem;
  font-weight: 500;
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
}
.plazo-btn:hover:not(:disabled), .tipo-btn:hover:not(:disabled) {
  border-color: var(--color-primary);
  color: var(--color-primary);
}
.plazo-btn.active, .tipo-btn.active {
  background: var(--color-primary);
  color: #fff;
  border-color: var(--color-primary);
}
.plazo-btn:disabled {
  opacity: 0.35;
  cursor: not-allowed;
  pointer-events: none;
}

/* Extra filter buttons (ASNEF, Aval coche) */
.extra-btns {
  display: flex;
  flex-wrap: wrap;
  gap: .5rem;
}
.extra-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 7px 16px;
  border-radius: var(--radius-full);
  border: 1.5px solid var(--color-border);
  background: var(--color-surface);
  color: var(--color-text-muted);
  font-family: var(--font-sans);
  font-size: 0.82rem;
  font-weight: 500;
  cursor: pointer;
  transition: all var(--transition);
  white-space: nowrap;
}
.extra-btn:hover {
  border-color: var(--color-accent);
  color: var(--color-accent);
  background: var(--color-accent-light);
}
.extra-btn.active {
  background: var(--color-accent);
  color: #fff;
  border-color: var(--color-accent);
  box-shadow: 0 2px 8px rgba(16,185,129,0.25);
}

.btn-search {
  align-self: flex-start;
  padding: .875rem 2rem;
  font-size: 1rem;
}

/* ══════════════════════════════════════════════════
   RESULTS
   ══════════════════════════════════════════════════ */
#results {
  padding: 3rem 0;
}

.results-count {
  font-size: 0.875rem;
  color: var(--color-text-muted);
  margin-bottom: 16px;
  min-height: 1.5em;
}
.results-count strong { color: var(--color-text); font-weight: 700; }

.results-loading {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  padding: 48px;
  color: var(--color-text-muted);
}

.loading-spinner {
  width: 32px; height: 32px;
  border: 3px solid var(--color-border);
  border-top-color: var(--color-primary);
  border-radius: 50%;
  animation: spin .7s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }

.results-grid {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.results-empty {
  text-align: center;
  padding: 48px 24px;
  background: var(--color-surface);
  border: 1.5px dashed var(--color-border-strong);
  border-radius: var(--radius-lg);
  color: var(--color-text-muted);
  font-size: 0.92rem;
}
.results-empty strong { display: block; color: var(--color-text); font-size: 1rem; margin-bottom: 8px; }

/* ── Result Card ──────────────────────────────────── */
.result-card {
  background: var(--color-surface);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 20px;
  box-shadow: var(--shadow-card);
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 1rem 1.5rem;
  align-items: start;
  transition: box-shadow var(--transition), border-color var(--transition), transform var(--transition);
  animation: cardIn 0.3s ease both;
}

@keyframes cardIn {
  from { opacity: 0; transform: translateY(8px); }
  to   { opacity: 1; transform: translateY(0); }
}

.result-card:hover {
  box-shadow: var(--shadow-card-hover);
  border-color: var(--color-primary);
  transform: translateY(-2px);
}

.card-main {}
.card-name-row {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: .5rem;
  margin-bottom: .875rem;
}
.card-name {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--color-text);
  margin-bottom: 8px;
}

/* Badges */
.badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 3px 10px;
  border-radius: var(--radius-full);
  font-size: 0.72rem;
  font-weight: 600;
  white-space: nowrap;
  letter-spacing: 0.02em;
}
.badge-directo {
  background: var(--color-directo-bg);
  color: var(--color-directo);
  border: 1px solid rgba(37,99,235,0.2);
}
.badge-broker {
  background: var(--color-broker-bg);
  color: var(--color-broker);
  border: 1px solid rgba(124,58,237,0.2);
}
.badge-free {
  background: var(--color-free-bg);
  color: #B45309;
  border: 1px solid rgba(245,158,11,0.25);
}
.badge-asnef {
  background: var(--color-asnef-bg);
  color: #065F46;
  border: 1px solid rgba(16,185,129,0.25);
}
.badge-nomina {
  background: var(--color-nomina-bg);
  color: #4338CA;
  border: 1px solid rgba(99,102,241,0.25);
}
.badge-speed {
  background: var(--color-speed-bg);
  color: #0369A1;
  border: 1px solid rgba(14,165,233,0.25);
}
.badge-aval {
  background: #FFF7ED;
  color: #C2410C;
  border: 1px solid rgba(249,115,22,0.25);
}

.card-meta {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: .75rem 1.5rem;
  margin-bottom: 1rem;
}
.meta-item {}
.meta-label {
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--color-text-light);
  margin-bottom: 2px;
}
.meta-value {
  font-size: 0.92rem;
  font-weight: 600;
  color: var(--color-text);
}

.card-notes {
  font-size: 0.82rem;
  color: var(--color-text-muted);
  line-height: 1.5;
  border-top: 1px solid var(--color-border);
  padding-top: .875rem;
  margin-top: 10px;
}

.card-regulated {
  font-size: 0.72rem;
  color: var(--color-text-light);
  margin-top: 8px;
  display: flex;
  align-items: center;
  gap: 4px;
}
.card-regulated::before {
  content: '✓';
  color: var(--color-accent);
  font-weight: 700;
}

.card-action {
  display: flex;
  flex-direction: column;
  align-items: flex-end;
  gap: 1rem;
  min-width: 130px;
}

.btn-solicitar {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 10px 22px;
  background: var(--color-primary);
  color: #fff;
  border-radius: var(--radius-full);
  border: none;
  font-family: var(--font-sans);
  font-size: 0.875rem;
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  transition: background var(--transition), transform var(--transition), box-shadow var(--transition);
  white-space: nowrap;
  box-shadow: 0 2px 8px rgba(37,99,235,0.3);
  min-width: 110px;
}
.btn-solicitar:hover {
  background: var(--color-primary-dark);
  transform: translateY(-1px);
  box-shadow: 0 4px 14px rgba(37,99,235,0.4);
  text-decoration: none;
  color: #fff;
}
.btn-solicitar:active { transform: translateY(0); }

@media (max-width: 600px) {
  .result-card {
    grid-template-columns: 1fr;
  }
  .card-action {
    flex-direction: row;
    align-items: center;
    flex-wrap: wrap;
    width: 100%;
  }
  .btn-solicitar { width: 100%; }
}

/* ══════════════════════════════════════════════════
   AD WRAPPER
   ══════════════════════════════════════════════════ */
.ad-wrapper {
  width: 100%;
  max-width: 900px;
  margin: 2rem auto;
  overflow: hidden;
  padding: 0 1.25rem;
}

/* ══════════════════════════════════════════════════
   HOW IT WORKS
   ══════════════════════════════════════════════════ */
#how-it-works {
  padding: 64px 0;
  background: var(--color-surface);
}
#how-it-works h2 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  margin-bottom: 2.5rem;
  text-align: center;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.step {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 1.75rem;
  box-shadow: var(--shadow-card);
  position: relative;
}
.step-number {
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--color-primary);
  color: #fff;
  font-family: var(--font-display);
  font-size: 1.125rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
}
.step h3 {
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: .5rem;
}
.step p {
  font-size: .9rem;
  color: var(--color-text-muted);
  line-height: 1.6;
}

.how-note {
  font-size: .9375rem;
  color: var(--color-text-muted);
  text-align: center;
}
.how-note strong { color: var(--color-text); }

/* ══════════════════════════════════════════════════
   EDUCATION
   ══════════════════════════════════════════════════ */
#education {
  padding: 64px 0;
  background: var(--color-bg);
}
#education h2 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  margin-bottom: 2rem;
  text-align: center;
}

.edu-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.25rem;
}

.edu-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 1.5rem;
  box-shadow: var(--shadow-card);
}
.edu-card h3 {
  font-size: .9375rem;
  font-weight: 700;
  margin-bottom: .875rem;
  color: var(--color-text);
  line-height: 1.4;
}
.edu-card p {
  font-size: .875rem;
  color: var(--color-text-muted);
  line-height: 1.6;
  margin-bottom: .5rem;
}
.edu-card p:last-child { margin-bottom: 0; }
.edu-card strong { color: var(--color-text); }

/* ══════════════════════════════════════════════════
   GLOSSARY
   ══════════════════════════════════════════════════ */
#glossary {
  padding: 64px 0;
  background: var(--color-surface);
}
#glossary h2 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  margin-bottom: .5rem;
}
.glossary-intro {
  color: var(--color-text-muted);
  margin-bottom: 2rem;
}

.glossary-search-wrapper {
  position: relative;
  max-width: 420px;
  margin-bottom: 2rem;
}
.glossary-search {
  width: 100%;
  padding: .6875rem 1rem .6875rem 2.5rem;
  border: 1.5px solid var(--color-border-strong);
  border-radius: var(--radius-sm);
  font-family: var(--font-sans);
  font-size: .9375rem;
  color: var(--color-text);
  background: #fff;
  outline: none;
  transition: border-color .15s;
}
.glossary-search:focus { border-color: var(--color-primary); }
.glossary-search-wrapper::before {
  content: '🔍';
  position: absolute;
  left: .75rem;
  top: 50%;
  transform: translateY(-50%);
  font-size: .9rem;
  pointer-events: none;
}

.glossary-list { display: flex; flex-direction: column; gap: 0; }

.glossary-item {
  border-bottom: 1px solid var(--color-border);
  padding: 1.25rem 0;
}
.glossary-item:first-child { border-top: 1px solid var(--color-border); }

.glossary-item dt {
  font-family: var(--font-display);
  font-size: 1rem;
  font-weight: 700;
  color: var(--color-text);
  margin-bottom: .5rem;
}
.glossary-item dd {
  font-size: .9rem;
  color: var(--color-text-muted);
  line-height: 1.7;
  margin-left: 0;
}

.glossary-empty {
  display: none;
  padding: 2rem 0;
  color: var(--color-text-muted);
  font-size: .9375rem;
}
.glossary-empty[hidden] { display: none !important; }
.glossary-empty:not([hidden]) { display: block; }

/* ══════════════════════════════════════════════════
   FOOTER
   ══════════════════════════════════════════════════ */
#footer {
  background: #111827;
  color: rgba(255,255,255,0.6);
  padding: 40px 0 28px;
  font-size: 0.85rem;
}

.footer-top {
  display: flex;
  flex-wrap: wrap;
  gap: 2rem;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 2rem;
  padding-bottom: 2rem;
  border-bottom: 1px solid rgba(255,255,255,.08);
}

.footer-brand .logo-text { color: #fff; }
.footer-tagline {
  font-size: .875rem;
  color: rgba(255,255,255,.45);
  margin-top: .25rem;
}

.footer-nav ul {
  display: flex;
  flex-wrap: wrap;
  gap: 1.25rem 2rem;
}
.footer-nav a {
  color: rgba(255,255,255,.5);
  font-size: .875rem;
  transition: color .15s;
  text-decoration: none;
}
.footer-nav a:hover { color: #fff; }

.footer-regulators {
  display: flex;
  flex-wrap: wrap;
  gap: .75rem;
  margin-bottom: 2rem;
}
.regulator-link {
  display: inline-flex;
  align-items: center;
  gap: .375rem;
  font-size: .8125rem;
  color: rgba(255,255,255,.5);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--radius-sm);
  padding: .3rem .75rem;
  transition: color .15s, border-color .15s;
}
.regulator-link:hover { color: rgba(255,255,255,.9); border-color: rgba(255,255,255,.3); text-decoration: none; }

.footer-disclaimer {
  font-size: .8125rem;
  line-height: 1.7;
  color: rgba(255,255,255,.4);
  margin-bottom: 1.5rem;
  padding: 1.25rem;
  border: 1px solid rgba(255,255,255,.07);
  border-radius: var(--radius-sm);
}
.footer-disclaimer strong { color: rgba(255,255,255,.65); }

.footer-copy {
  font-size: .8125rem;
  color: rgba(255,255,255,.3);
  text-align: center;
}

/* ══════════════════════════════════════════════════
   COOKIE BANNER
   ══════════════════════════════════════════════════ */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 999999;
  background: #111827;
  border-top: 1px solid rgba(255,255,255,.12);
  padding: 1rem 0;
}
.cookie-banner[hidden] { display: none !important; }

.cookie-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 1.25rem;
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  align-items: center;
  justify-content: space-between;
}

.cookie-title { color: #fff; font-size: .9375rem; }
.cookie-text {
  flex: 1;
  min-width: 220px;
  font-size: .8125rem;
  color: rgba(255,255,255,.6);
}

.cookie-actions {
  display: flex;
  gap: .75rem;
  flex-shrink: 0;
}

.btn-cookie-accept {
  padding: .5rem 1.25rem;
  background: var(--color-primary);
  color: #fff;
  border: none;
  border-radius: var(--radius-sm);
  font-family: var(--font-sans);
  font-size: .875rem;
  font-weight: 600;
  cursor: pointer;
  transition: background .15s;
}
.btn-cookie-accept:hover { background: var(--color-primary-dark); }

.btn-cookie-reject {
  padding: .5rem 1.25rem;
  background: transparent;
  color: rgba(255,255,255,.65);
  border: 1px solid rgba(255,255,255,.2);
  border-radius: var(--radius-sm);
  font-family: var(--font-sans);
  font-size: .875rem;
  cursor: pointer;
  transition: all .15s;
}
.btn-cookie-reject:hover {
  background: rgba(255,255,255,.06);
  color: #fff;
  border-color: rgba(255,255,255,.4);
}

/* ══════════════════════════════════════════════════
   RESPONSIVE ADJUSTMENTS
   ══════════════════════════════════════════════════ */
@media (max-width: 767px) {
  #hero { padding: 2.5rem 0 1.5rem; }
  .search-box { padding: 1.25rem; gap: 1.25rem; border-radius: var(--radius-lg); }
  .btn-search { width: 100%; }

  .cookie-inner {
    flex-direction: column;
    align-items: stretch;
  }
  .cookie-actions { justify-content: stretch; }
  .btn-cookie-accept, .btn-cookie-reject { flex: 1; text-align: center; }

  .footer-top { flex-direction: column; gap: 1.5rem; }
  .footer-nav ul { gap: .75rem 1.5rem; }

  .result-card { padding: 1.25rem; }
  .card-meta { grid-template-columns: 1fr 1fr; }
}

@media (min-width: 768px) {
  .search-box {
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: start;
  }
  .search-box .filter-group:first-child { grid-column: 1 / -1; }
  .btn-search { grid-column: 1 / -1; justify-self: start; }
}

/* ══════════════════════════════════════════════════
   FAQ
   ══════════════════════════════════════════════════ */
#faq {
  padding: 64px 0;
  background: var(--color-surface);
}

#faq h2 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  text-align: center;
  margin-bottom: 12px;
}

.faq-intro {
  text-align: center;
  color: var(--color-text-muted);
  font-size: 1rem;
  margin-bottom: 40px;
}

.faq-list {
  max-width: 780px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.faq-item {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-card);
  transition: border-color 0.2s;
}

.faq-item[open] {
  border-color: var(--color-primary);
}

.faq-question {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 22px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  list-style: none;
  gap: 12px;
  color: var(--color-text);
}

.faq-question::-webkit-details-marker { display: none; }

.faq-question::after {
  content: '+';
  font-size: 1.4rem;
  font-weight: 300;
  flex-shrink: 0;
  transition: transform 0.2s;
  color: var(--color-primary);
}

.faq-item[open] .faq-question::after {
  transform: rotate(45deg);
}

.faq-answer {
  padding: 0 22px 18px;
  color: var(--color-text-muted);
  font-size: 0.95rem;
  line-height: 1.7;
}

.faq-answer p { margin: 0; }
.faq-answer strong { color: var(--color-text); }

@media (max-width: 600px) {
  .faq-question { padding: 15px 16px; font-size: 0.95rem; }
  .faq-answer { padding: 0 16px 15px; }
}

/* ══════════════════════════════════════════════════
   PAÍSES
   ══════════════════════════════════════════════════ */
#paises {
  padding: 64px 0;
  background: var(--color-bg);
}

#paises h2 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  text-align: center;
  margin-bottom: 36px;
}

.paises-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 20px;
}

.pais-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 24px;
  box-shadow: var(--shadow-card);
}

.pais-card h3 {
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--color-text);
}

.pais-card p {
  font-size: 0.92rem;
  color: var(--color-text-muted);
  line-height: 1.65;
  margin: 0;
}

.pais-card strong {
  color: var(--color-text);
}

/* ══════════════════════════════════════════════════
   THEME: DARK TECH / DASHBOARD — minicreditosonline.com
   ══════════════════════════════════════════════════ */

/* Grid-line background on hero */
#hero {
  background:
    linear-gradient(rgba(59,130,246,.07) 1px, transparent 1px),
    linear-gradient(90deg, rgba(59,130,246,.07) 1px, transparent 1px),
    linear-gradient(180deg, #111827 0%, #0A0E17 100%);
  background-size: 40px 40px, 40px 40px, 100% 100%;
  border-bottom: 1px solid var(--color-border);
}

.hero-label {
  background: rgba(59,130,246,.1);
  color: var(--color-primary-mid);
  border-color: rgba(59,130,246,.25);
  font-family: var(--font-mono);
  font-size: 0.75rem;
  letter-spacing: 0.08em;
}

#hero h1 em { color: var(--color-primary); }

/* Dark header */
#header {
  background: rgba(10,14,23,0.92);
  border-bottom: 1px solid var(--color-border);
}
@media (max-width: 767px) {
  .nav-links {
    background: rgba(10,14,23,0.98);
  }
}

/* Monospace labels */
.filter-label {
  font-family: var(--font-mono);
  letter-spacing: 0.1em;
}

/* Terminal-style inputs */
.country-tab, .plazo-btn, .tipo-btn, .extra-btn {
  border-radius: var(--radius-sm);
  font-family: var(--font-mono);
  font-size: 0.8rem;
  background: var(--color-surface);
}
.country-tab:hover, .plazo-btn:hover:not(:disabled), .tipo-btn:hover:not(:disabled), .extra-btn:hover {
  background: rgba(59,130,246,.08);
  border-color: var(--color-primary);
}
.country-tab.active, .plazo-btn.active, .tipo-btn.active {
  background: var(--color-primary);
  border-color: var(--color-primary);
  box-shadow: 0 0 12px rgba(59,130,246,.3);
}
.extra-btn.active {
  box-shadow: 0 0 12px rgba(16,185,129,.3);
}

/* Outlined buttons with glow */
.btn-primary, .btn-search {
  background: transparent;
  color: var(--color-primary-mid);
  border: 2px solid var(--color-primary);
  box-shadow: 0 0 16px rgba(59,130,246,.2);
  font-family: var(--font-mono);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-size: 0.85rem;
}
.btn-primary:hover, .btn-primary:focus-visible,
.btn-search:hover {
  background: var(--color-primary);
  color: #fff;
  box-shadow: 0 0 24px rgba(59,130,246,.4);
}

.btn-solicitar {
  background: transparent;
  color: var(--color-primary-mid);
  border: 2px solid var(--color-primary);
  box-shadow: 0 0 12px rgba(59,130,246,.2);
  font-family: var(--font-mono);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  font-size: 0.8rem;
}
.btn-solicitar:hover {
  background: var(--color-primary);
  color: #fff;
  box-shadow: 0 0 20px rgba(59,130,246,.4);
}

/* Search box */
.search-box {
  background: rgba(17,24,39,.8);
  border-color: var(--color-border);
}

/* Cards with gradient bottom line on hover */
.result-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-sm);
  position: relative;
  overflow: hidden;
}
.result-card::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: linear-gradient(90deg, #3B82F6, #10B981);
  opacity: 0;
  transition: opacity var(--transition);
}
.result-card:hover::after {
  opacity: 1;
}
.result-card:hover {
  border-color: rgba(59,130,246,.3);
}

/* Meta labels monospace */
.meta-label {
  font-family: var(--font-mono);
  letter-spacing: 0.1em;
}

/* Card name */
.card-name {
  font-family: var(--font-sans);
  letter-spacing: -0.01em;
}

/* Section cards */
.step, .edu-card, .faq-item, .pais-card {
  background: var(--color-surface);
  border-color: var(--color-border);
  border-radius: var(--radius-sm);
}
.faq-item[open] {
  border-color: var(--color-primary);
  box-shadow: 0 0 12px rgba(59,130,246,.08);
}

/* Step numbers */
.step-number {
  background: transparent;
  border: 2px solid var(--color-primary);
  color: var(--color-primary-mid);
  font-family: var(--font-mono);
  box-shadow: 0 0 10px rgba(59,130,246,.2);
}

/* Section titles */
#how-it-works h2,
#education h2,
#glossary h2,
#faq h2,
#paises h2 {
  font-family: var(--font-sans);
  letter-spacing: -0.02em;
}

/* Glossary */
.glossary-search {
  background: var(--color-surface);
  color: var(--color-text);
  border-color: var(--color-border-strong);
  font-family: var(--font-mono);
}

/* Amount display */
.amount-display {
  font-family: var(--font-mono);
}

/* Footer */
#footer {
  background: #060910;
  border-top: 1px solid var(--color-border);
}

/* Cookie banner */
.cookie-banner {
  background: rgba(10,14,23,0.95);
  border-top: 1px solid var(--color-border);
}
.btn-cookie-accept {
  background: transparent;
  border: 1px solid var(--color-primary);
  color: var(--color-primary-mid);
}
.btn-cookie-accept:hover {
  background: var(--color-primary);
  color: #fff;
}